Investment Planning

§         Fee-Based Investment Management

§         Identifying Capital, Contribution and Return Requirements to Meet Goals

§         Building Cash Reserves

§         Educating on Alternatives, Pros/Cons

§         Asset Allocation: Attempting to Reduce Risk, Enhance Rate of Return by Balancing Assets

§         Advice on Stock Options

      §         IRAs, SEPs, TSAs, 529 Plans

Risk Management

§         Helping Clients Develop Game Plan for:

1.      Disability or Illness

2.      Long-Term Care Needs

3.      Premature Death

§         Reviewing Current Insurance

Retirement Planning

§         Retirement Plan Rollovers

§         Dealing with Lump Sum Distributions

§         Projecting Early or Late Retirement

§         Income-Generating Strategies

§         Minimizing Tax Liabilities

Estate Planning

§         Protecting Privacy

§         Preserving Family Wealth

§         Charitable Giving

§         Avoiding Probate Costs

Personal Financial Planning

§         Exploring Life Goals

§         Helping Achieve Financial Goals

§         Planning for Children’s Education

§         Stocks

§         Bonds

§         Mutual Funds

§         REITS (Real Estate 

       Investment Trusts)

§         1031 Real Estate 

       Exchanges

§         Annuities (Fixed and 

       Variable)

§         Limited Partnerships

§         Money Markets

§         Treasury Bills, Notes 

       and Bonds

Insurance Product

§         Life (Term,Fixed/Variable, 

      Universal)

§         Disability

§         Long Term Care

§         Buy/Sell Funding

§         Private Pension

§         Key Person Insurance

§         1035 Exchanges

Business Products and Services

§         Qualified Plans: 403(b), 

       401(k), Profit Sharing

§         Pension Planning

§         Deferred Compensation 

       Strategies